What constitutes a "material defect" in home inspections?

A "material defect" refers to a significant issue that impacts the value, safety, or functionality of a property. Such defects are crucial because they can influence a buyer's decision and the property’s overall worth. For example, issues like a failing foundation, major plumbing problems, or electrical hazards fall into this category because they can pose serious risks to the occupants or require substantial financial investment to resolve.

In contrast, minor issues, such as easily repairable items or cosmetic flaws, do not fall under the definition of a material defect because they do not significantly affect the overall safety, functionality, or value of the home. An outdated appliance might require replacement but may not be considered a material defect unless its condition affects the home's overall functionality or poses safety concerns. Thus, recognizing what constitutes a material defect is essential for home inspectors in assessing the integrity of a property.